EXPERTS IN SOURCING
Business Finance & Business Loans
SECURED LOANS
UNSECURED LOANS
VAT LOANS
CORPORATION TAX LOAN
CASHFLOW FINANCE
SHORT TERM LOANS
BUSINESS START UP LOAN
NEW FRANCHISE LOAN
EQUIPMENT FINANCE
INVOICE FINANCE
DEVELOPMENT FINANCE
CORPORATE MORTGAGES
BRIDGING LOANS
PROCESS
How to apply for a business loan
ENQUIRE
Simply complete our enquiry form or give us a call 0333 188 1366.
APPLY
A dedicated member of our team will take you through the whole process ensuring that every detail is correct.
APPROVAL
Approval is usually issued the same day when your documents are set up and ready to be signed.
RECEIVE
Funds can be received in as little as 24 hours it’s that simple!
BUSINESS FINANCE
What your business loan could be used for
UNSECURED LOANS
We can arrange unsecured loans from £5,000 up to £250,000 with industry leading rates. Unsecured loans are highly flexible and can be used for a wide range of purposes. Flexible terms from 3 months to 10 years.
SECURED LOANS
Secured loans are available for borrowing £25,000 up to £10 million. With a secured loan the lender takes a charge over either all the assets in your company or a portfolio of assets. We offer industry leading rates with flexible terms.
BRIDGING LOANS
A bridging loan are usually short-term (3-18 months) loans to cover immediate transactional funding gaps. They are an extremely useful tool to cover debt where there is an exit strategy (e.g sale of a property, funds coming in from an order) This type of funding is typically arranged very fast and can solve pressing finance issues.
Loans can be arranged for almost and business purpose including:
- Corporation Tax
- VAT payments
- Bridging loans
- Management Buy-in / Out
- Business purchase
- Stock purchase
- Working capital
- Expansion / growth capital
- Equipment purchase
- Property / office refurbishment
- Contract fulfilment
MORTGAGES
Our panel of funders can lend up to 100% loan to value (LTV) on properties valued from £50,000 to £10 million. We can offer commercial mortgages including, agriculture mortgages, buy to let mortgages and property development loans.
BUSINESS LOANS
FAQs
Here are a few of our most common frequently asked questions, if you don’t find what you are looking for please contact us we are always happy to go through your needs in more detail, speak to the team on 0333 188 1366 or email sales@topgearassetfinance.co.uk
It only takes five minutes! Simply click on the “apply for finance” and complete our simple online application form. The team at Top Gear Asset Finance will receive your details and we’ll be in touch with your options.
Yes – You can get a business loan even if you have a heavy personal level of debt. Most small business lenders will ask that you personally guarantee repayments of the loan in case your business can’t make the payments.
A working capital loan is usually taken to deal with immediate cash requirements or short-term needs. For long-term needs or extended durations, business owners generally opt for term loans.
There are many reasons you might consider applying for a business loan, here are some of the most common.
- Starting a New Business. One of the most common situations to take business loan is while launching a new business. …
- Expanding Operations for Smaller Businesses. …
- Arranging for Working Capital. …
- Buying Machinery and Equipment. …
- Making Repayment of Other Loans. …
- Managing Cash Flow. …
- Turning Around a Sick Business. …
- Seasonal Business.
You must be 18 years of age or older. You must have – or plan to start a business, and your business type and loan purpose must be eligible.
By using a broker, you generally get more flexibility with what type of loan you might be looking for. The easiest way is by clicking “apply for finance” and let our team do the hard work for you.
TESTIMONIALS
Client Experience
Don’t take our word for it, hear from our clients, that are so happy they want to share there experiences here.
Fantastic communication and knowledge of all the financial options available. Cannot recommend Top Gear Asset Finance highly enough. I feel I was in good hands because of the tailor made service, Richard was a very good listener and also made me aware of pros and cons before allowing me to make an informed decision.
ENQUIRE ABOUT A QUOTE
Speak to an expert , or request a call back at a time that suits you!
Speak to our team
0333 188 1366
Prefer to email
sales@topgearassetfinance.co.uk